Big months ahead: costs that come once a year
Ahead lists the large costs that come round once or a few times a year, read from your own history, so you can save for them before they arrive.
Why use it
Insurance, school fees and festival months are the costs that break a monthly budget when they arrive unplanned.
Before you start
- Pro, the free trial or a family plan
- About a year of entries for the best results
How to do it
Open Ahead and find "Big months ahead".
Read each item: what it is, when it is expected, and about how much.
Select "Make it a goal" to start saving for it. The goal is named for the cost and the month.
What happens next: Each large cost you choose has a goal, so it is planned for instead of a surprise.
What it finds
- Bills that come every quarter or year, found in your entries.
- The same payee at about the same time each year.
- Months when a category ran well above its usual level last year.
How sure it is
Each is an estimate from your own history, not a bill. Practice entries and transfers to savings never count.
If something goes wrong
"Nothing large is due in the next twelve months from what you have recorded."
With less than a year of entries there may be nothing to find yet. Importing older statements helps (/help-center/import-a-statement).
An item says "Goal exists".
You already made a goal for it. Open Goals to add to it.