Starting points, not blank screens

A month plan in two minutes

The plan check-in asks for your income and what you set aside, then splits the rest into three groups. Choose the Balanced split (50% needs, 20% savings and investing, 30% wants) or the Aggressive saver split (40% · 40% · 20%), or move every number yourself.

Prefer to talk it through? Describe your month in one sentence — “I earn 85k, rent 22k, SIP 5k” — and Savingy drafts the plan for you to check.

• Bills that repeat every month are carried into next month’s Recurring group for you.
• Every group and item can be renamed, re-iconed or removed from the full editor.

Goals, bills and loans that start from a tap

Common goals — an emergency fund, a trip, a phone, a wedding, a down payment — are one tap, and so are deadlines like “in six months” or “in a year”. Rent, electricity, mobile, internet, insurance and EMIs are one tap on the bills screen.

• Loans & cards starts from tiles for home, car, education and personal loans, credit cards, gold loans, pay-later EMIs, medical bills and money from family — each with a typical rate filled in.
• Or type one line, such as “car loan 4.2 lakh, 12k a month, 36 months left”, and check what Savingy read.

A statement template, if you want one

Import Inbox reads most bank statements as they are — PDF, CSV or Excel. If you would rather fill in rows yourself, download the spreadsheet template from the bulk upload on Add Record.

• Lines Savingy is unsure about are shown one at a time for you to confirm.
• Rows you have already logged are recognised, so nothing is counted twice.

The weekly review, already laid out

The Weekly Reset is a ready-made ritual: a one-minute story of your week, then three steps — look back at your spending, check the plan, look ahead at bills — and a small Savingy Coins reward for finishing.