Credit cards
Fees and waivers, rewards on a typical spend, forex markup and interest.
3 cards listed · Facts read on 2 Nov 2026
| Name | Value over 3 years | Annual fee | Forex markup | Kind | Rating | Facts read on | Source |
|---|---|---|---|---|---|---|---|
| Amazon Pay ICICI Bank Credit Card ICICI Bank | ₹15,840 | ₹0 | 1.99% | Cashback | 4.4 out of 5 · Good | Source | |
| Cashback SBI Card SBI Card | ₹15,561 | ₹999 | 3.50% | Cashback | 4.4 out of 5 · Good | Source | |
| HDFC Bank Millennia Credit Card HDFC Bank | ₹17,360 | ₹1,000 | 3.50% | Cashback | 4.3 out of 5 · Good | Source |
Ratings are worked out on this page from the facts shown, by method version 1. Product ratings
Work it out with your own figures · All comparisons
Savingy Guide · Calculators · Product ratings · Editorial guidelines
For education only. The Savingy Guide explains how money products and decisions work in general terms. It is not financial, investment, tax, insurance or legal advice, and it does not recommend any product. Rules, rates and figures change, so check the current terms before you act, and speak to a qualified professional about your own situation.