Amazon Pay ICICI Bank Credit Card
ICICI Bank · Credit cards
Value over 3 years: ₹15,840
Facts read on · Source
Rating
4.4 out of 5 · Good
- Value over three years (75% of the rating): 91/100
- Simplicity (25% of the rating): 67/100
Worked out by method version 1 against the 3 cards listed, from the facts on this page. How products are rated
The facts
- Annual fee
- ₹0
- Forex markup
- 1.99%
- Kind
- Cashback
- Joining fee
- ₹0
- Annual fee waived at
- No annual fee
- Interest a month
- 3.75%
- Lounge access
- None stated
Worth knowing
No joining or annual fee. Rewards are credited as Amazon Pay balance, so they are counted as points: 3% on amazon.in without a Prime membership (5% with one; Prime is a separate paid membership, so the standard 3% is used), 2% on bills and recharges paid through Amazon Pay, 1% elsewhere, with no cap. No rewards on fuel, gold, rent, tax, education, international spends or utility bills paid outside Amazon. Online shopping is counted at amazon.in and bills as paid through Amazon Pay. Rates from the card's terms; forex markup (1.99% from 1 Oct 2025) and interest from ICICI Bank's most important terms, updated 10 Jul 2026.
Credit cards, side by side · Work it out with your own figures
Savingy Guide · Calculators · Product ratings · Editorial guidelines
For education only. The Savingy Guide explains how money products and decisions work in general terms. It is not financial, investment, tax, insurance or legal advice, and it does not recommend any product. Rules, rates and figures change, so check the current terms before you act, and speak to a qualified professional about your own situation.