Cashback SBI Card
SBI Card · Credit cards
Value over 3 years: ₹15,561
Facts read on · Source
Rating
4.4 out of 5 · Good
- Value over three years (75% of the rating): 90/100
- Simplicity (25% of the rating): 67/100
Worked out by method version 1 against the 3 cards listed, from the facts on this page. How products are rated
The facts
- Annual fee
- ₹999
- Forex markup
- 3.50%
- Kind
- Cashback
- Joining fee
- ₹999
- Annual fee waived at
- ₹2,00,000
- Interest a month
- 3.75%
- Lounge access
- None stated
Worth knowing
5% cashback on online spends and 1% offline, credited to the card account; at most ₹2,000 online and ₹2,000 offline, ₹4,000 in all, per statement cycle. No cashback on fuel, utilities, insurance, rent, wallets, education, jewellery, railways and some other categories (cardholder terms). Renewal fee reversed on ₹2 lakh of annual spends. Forex markup and interest are from SBI Card's most important terms. Groceries, dining and travel are counted as offline spends.
Credit cards, side by side · Work it out with your own figures
Savingy Guide · Calculators · Product ratings · Editorial guidelines
For education only. The Savingy Guide explains how money products and decisions work in general terms. It is not financial, investment, tax, insurance or legal advice, and it does not recommend any product. Rules, rates and figures change, so check the current terms before you act, and speak to a qualified professional about your own situation.