Kotak 811 Savings Account

Kotak Mahindra Bank · Savings accounts

Rate on ₹1 lakh: 2.50%

Facts read on 2 Nov 2026 · Source

Rating

5.0 out of 5 · Strong

Interest on a typical balance (60% of the rating): 100/100
Minimum balance (40% of the rating): 100/100

Worked out by method version 1 against the 4 accounts listed, from the facts on this page. How products are rated

The facts

Minimum balance: ₹0
Deposit cover: ₹5 lakh per depositor, per bank

Worth knowing

Interest is 2.50% across all balances from 9 Jul 2025. The 811 account has no minimum balance.

Savings accounts, side by side · Work it out with your own figures

Savingy Guide · Calculators · Product ratings · Editorial guidelines

For education only. The Savingy Guide explains how money products and decisions work in general terms. It is not financial, investment, tax, insurance or legal advice, and it does not recommend any product. Rules, rates and figures change, so check the current terms before you act, and speak to a qualified professional about your own situation.