Savings accounts
Interest on a typical balance, the minimum balance and the deposit insurance cover.
4 accounts listed · Facts read on 2 Nov 2026
| Name | Rate on ₹1 lakh | Minimum balance | Deposit cover | Rating | Facts read on | Source |
|---|---|---|---|---|---|---|
| HDFC Bank Regular Savings Account HDFC Bank | 2.50% | ₹10,000 | ₹5 lakh per depositor, per bank | 4.4 out of 5 · Good | Source | |
| ICICI Bank Savings Account ICICI Bank | 2.50% | ₹15,000 | ₹5 lakh per depositor, per bank | 4.0 out of 5 · Good | Source | |
| Kotak 811 Savings Account Kotak Mahindra Bank | 2.50% | ₹0 | ₹5 lakh per depositor, per bank | 5.0 out of 5 · Strong | Source | |
| SBI Savings Bank Account State Bank of India | 2.50% | ₹0 | ₹5 lakh per depositor, per bank | 5.0 out of 5 · Strong | Source |
Ratings are worked out on this page from the facts shown, by method version 1. Product ratings
Work it out with your own figures · All comparisons
Savingy Guide · Calculators · Product ratings · Editorial guidelines
For education only. The Savingy Guide explains how money products and decisions work in general terms. It is not financial, investment, tax, insurance or legal advice, and it does not recommend any product. Rules, rates and figures change, so check the current terms before you act, and speak to a qualified professional about your own situation.