ICICI Bank Fixed Deposit

ICICI Bank · Fixed deposits

1 year: 6.25%

Facts read on · Source

Rating

3.6 out of 5 · Good

  • Interest rate at 1, 3 and 5 years (65% of the rating): 100/100
  • Premature withdrawal penalty (20% of the rating): 0/100
  • Minimum amount (15% of the rating): 0/100

Worked out by method version 1 against the 4 deposits listed, from the facts on this page. How products are rated

The facts

3 years
6.55%
5 years
6.60%
Penalty
1.00%
Minimum
₹10,000
Senior, 1 year
6.75%
Senior, 5 years
7.20%
Sweep-in
Yes
Deposit cover
₹5 lakh per depositor, per bank

Worth knowing

Rates for deposits below ₹3 crore with premature withdrawal, from 31 Oct 2026. The penalty is 0.50% under one year and 1% from one year. The ₹10,000 minimum for regular customers is from ICICI Bank's fixed deposit questions page.

Rate history

Rates are added, never edited, so earlier rates stay on this page.

  1. : 7.20% · 60-month term · Senior citizens
  2. : 6.60% · 60-month term
  3. : 7.05% · 36-month term · Senior citizens
  4. : 6.55% · 36-month term
  5. : 6.75% · 12-month term · Senior citizens
  6. : 6.25% · 12-month term

Fixed deposits, side by side · Work it out with your own figures

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For education only. The Savingy Guide explains how money products and decisions work in general terms. It is not financial, investment, tax, insurance or legal advice, and it does not recommend any product. Rules, rates and figures change, so check the current terms before you act, and speak to a qualified professional about your own situation.