Fixed deposits
Rates at 1, 3 and 5 years, the penalty for breaking early and the minimum to open.
4 deposits listed · Facts read on 2 Nov 2026
| Name | 1 year | 3 years | 5 years | Penalty | Minimum | Rating | Facts read on | Source |
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Fixed Deposit HDFC Bank | 6.25% | 6.45% | 6.40% | 1.00% | ₹5,000 | 3.5 out of 5 · Good | Source | |
| ICICI Bank Fixed Deposit ICICI Bank | 6.25% | 6.55% | 6.60% | 1.00% | ₹10,000 | 3.6 out of 5 · Good | Source | |
| Kotak Fixed Deposit Kotak Mahindra Bank | 6.45% | 6.40% | 6.25% | 1.00% | ₹5,000 | 3.5 out of 5 · Good | Source | |
| SBI Fixed Deposit State Bank of India | 6.25% | 6.30% | 6.05% | 0.50% | ₹1,000 | 3.9 out of 5 · Good | Source |
Ratings are worked out on this page from the facts shown, by method version 1. Product ratings
Work it out with your own figures · All comparisons
Savingy Guide · Calculators · Product ratings · Editorial guidelines
For education only. The Savingy Guide explains how money products and decisions work in general terms. It is not financial, investment, tax, insurance or legal advice, and it does not recommend any product. Rules, rates and figures change, so check the current terms before you act, and speak to a qualified professional about your own situation.