Public schemes
PPF, Sukanya Samriddhi, the senior citizens' scheme, NSC, KVP and post office deposits.
10 schemes listed · Facts read on 2 Nov 2026
| Name | Rate a year | Term | Deposit | Tax | Facts read on | Source |
|---|---|---|---|---|---|---|
| Kisan Vikas Patra Government of India | 7.50% | 115 months | From ₹1,000, no upper limit | Interest taxed | Source | |
| Monthly Income Account Government of India | 7.40% | 5 years | ₹1,000 to ₹9 lakh (₹15 lakh joint) | Interest taxed | Source | |
| National Savings Certificate (VIII issue) Government of India | 7.70% | 5 years | From ₹1,000, no upper limit | 80C; interest taxed | Source | |
| Public Provident Fund (PPF) Government of India | 7.10% | 15 years | ₹500 to ₹1.5 lakh a year | 80C; interest tax-free | Source | |
| Senior Citizens' Savings Scheme Government of India | 8.20% | 5 years | ₹1,000 to ₹30 lakh | 80C; interest taxed | Source | |
| Sukanya Samriddhi Account Government of India | 8.20% | 21 years | ₹250 to ₹1.5 lakh a year | 80C; interest tax-free | Source | |
| Time Deposit, 1 year Government of India | 6.90% | 1 year | From ₹1,000, no upper limit | Interest taxed | Source | |
| Time Deposit, 2 years Government of India | 7.00% | 2 years | From ₹1,000, no upper limit | Interest taxed | Source | |
| Time Deposit, 3 years Government of India | 7.10% | 3 years | From ₹1,000, no upper limit | Interest taxed | Source | |
| Time Deposit, 5 years Government of India | 7.50% | 5 years | From ₹1,000, no upper limit | 80C; interest taxed | Source |
Deductions under 80C apply in the old tax regime only.
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