.sv-calcpage{background:var(--sv-bg);min-height:100vh}.sv-calcpage__wrap{margin:0 auto;max-width:1160px;padding:24px 16px 64px}.sv-calcpage__head{grid-gap:8px;display:grid;gap:8px;margin-bottom:20px}.sv-calcpage__crumbs{display:flex;flex-wrap:wrap;font-size:var(--sv-text-sm);gap:6px}.sv-calcpage__crumbs,.sv-calcpage__crumbs a{align-items:center;color:var(--sv-text-muted)}.sv-calcpage__crumbs a{display:inline-flex;min-height:48px;text-decoration:underline;text-underline-offset:3px}.sv-calcpage__crumbs a:hover{color:var(--sv-gold-deep)}.sv-calcpage__reviewed{color:var(--sv-text-muted);font-size:var(--sv-text-sm);margin:0}.sv-calcpage__reviewed a{color:var(--sv-gold-deep);text-decoration:underline;text-underline-offset:3px}.sv-calcpage__eyebrow{align-items:center;background:var(--sv-gold-soft);border-radius:var(--sv-radius-pill);color:var(--sv-text);display:inline-flex;font-size:var(--sv-text-sm);font-weight:600;gap:6px;justify-self:start;padding:4px 12px}.sv-calcpage__head h1{color:var(--sv-text);font-size:var(--sv-text-h1);font-weight:700;letter-spacing:-.02em;line-height:1.15;margin:0}.sv-calcpage__lede{color:var(--sv-text-muted);font-size:var(--sv-text-md);line-height:1.6;margin:0;max-width:64ch}.sv-calcpage__trust{color:var(--sv-text-muted);display:flex;flex-wrap:wrap;font-size:var(--sv-text-sm);gap:6px 16px;list-style:none;margin:4px 0 0;padding:0}.sv-calcpage__trust li{align-items:center;display:inline-flex;gap:6px}.sv-calcpage__trust svg{color:var(--sv-gold-deep)}.sv-calcnav{display:flex;gap:16px;margin:0 -2px 20px;overflow-x:auto;padding:4px 2px 12px;scroll-snap-type:x proximity;scrollbar-width:thin}.sv-calcnav__group{align-items:center;display:flex;flex:none;gap:6px;scroll-snap-align:start}.sv-calcnav__label{color:var(--sv-text-muted);font-size:var(--sv-text-sm);font-weight:600;letter-spacing:.04em;margin-right:2px;text-transform:uppercase}.sv-calcnav__link{align-items:center;background:var(--sv-surface);border:1px solid var(--sv-border);border-radius:var(--sv-radius-pill);color:var(--sv-text);cursor:pointer;display:inline-flex;font-size:var(--sv-text-sm);font-weight:500;min-height:40px;padding:0 14px;text-decoration:none;transition:border-color var(--sv-speed) var(--sv-ease),background var(--sv-speed) var(--sv-ease);white-space:nowrap}.sv-calcnav__link:hover{border-color:#efbf0499;color:var(--sv-text)}.sv-calcnav__link.is-on,.sv-calcnav__link[aria-selected=true]{background:var(--sv-gold-soft);border-color:var(--sv-gold);font-weight:600}.sv-calcnav__link:focus-visible{outline:2px solid var(--sv-yellow-500);outline-offset:2px}@media (min-width:992px){.sv-calcnav{flex-wrap:wrap;overflow:visible}}.sv-calc{grid-gap:20px;align-items:start;display:grid;gap:20px}@media (min-width:992px){.sv-calc{gap:24px;grid-template-columns:minmax(0,5fr) minmax(0,7fr)}.sv-calc-inputs{position:-webkit-sticky;position:sticky;top:84px}}.sv-calc-card{background:var(--sv-surface);border:1px solid var(--sv-border);border-radius:var(--sv-radius-xl);box-shadow:var(--sv-shadow-card)}.sv-calc-inputs{grid-gap:18px;display:grid;gap:18px;padding:20px}.sv-calc-inputs__title{color:var(--sv-text);font-size:var(--sv-text-lg);font-weight:700;margin:0}.sv-calc-inputs__blurb{color:var(--sv-text-muted);font-size:var(--sv-text-sm);margin:-12px 0 0}.sv-calc-field{grid-gap:8px;display:grid;gap:8px}.sv-calc-field__top{align-items:center;display:flex;gap:12px;justify-content:space-between}.sv-calc-field__label{color:var(--sv-text);font-size:var(--sv-text-md);font-weight:500}.sv-calc-field__box{align-items:center;background:var(--sv-surface-2);border:1px solid var(--sv-border);border-radius:var(--sv-radius-md);display:inline-flex;gap:4px;min-height:46px;padding:0 12px;transition:border-color var(--sv-speed) var(--sv-ease),box-shadow var(--sv-speed) var(--sv-ease)}.sv-calc-field__box:focus-within{border-color:var(--sv-gold);box-shadow:0 0 0 3px #efbf0433}.sv-calc-field__sym,.sv-calc-field__unit{color:var(--sv-text-muted);font-size:var(--sv-text-sm);white-space:nowrap}.sv-calc-field__input{font-feature-settings:"tnum";align-self:stretch;background:#0000;border:0;color:var(--sv-text);font-size:var(--sv-text-lg);font-variant-numeric:tabular-nums;font-weight:700;min-width:0;outline:none;text-align:right;width:9ch}.sv-calc-field__box.is-money .sv-calc-field__input{width:11ch}.sv-calc-field__words{margin-top:-4px;text-align:right}.sv-calc-field__hint,.sv-calc-field__words{color:var(--sv-text-muted);font-size:var(--sv-text-sm)}.sv-calc-field__hint{line-height:1.5;margin:0}.sv-calc-range{-webkit-appearance:none;appearance:none;background:#0000;cursor:pointer;height:28px;margin:0;width:100%}.sv-calc-range::-webkit-slider-runnable-track{background:linear-gradient(90deg,var(--sv-gold) 0,var(--sv-gold) var(--sv-calc-fill),var(--sv-border) var(--sv-calc-fill),var(--sv-border) 100%);border-radius:6px;height:6px}.sv-calc-range::-moz-range-track{background:var(--sv-border);border-radius:6px;height:6px}.sv-calc-range::-moz-range-progress{background:var(--sv-gold);border-radius:6px;height:6px}.sv-calc-range::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;background:var(--sv-white);border:2px solid var(--sv-gold-deep);border-radius:50%;box-shadow:0 2px 8px #12121240;height:22px;margin-top:-8px;-webkit-transition:transform var(--sv-speed) var(--sv-ease);transition:transform var(--sv-speed) var(--sv-ease);width:22px}.sv-calc-range::-moz-range-thumb{background:var(--sv-white);border:2px solid var(--sv-gold-deep);border-radius:50%;height:20px;width:20px}.sv-calc-range:active::-webkit-slider-thumb{transform:scale(1.15)}.sv-calc-range:focus-visible{border-radius:6px;outline:2px solid var(--sv-yellow-500);outline-offset:2px}.sv-calc-presets{display:flex;flex-wrap:wrap;gap:6px}.sv-calc-chip{background:#0000;border:1px solid var(--sv-border);border-radius:var(--sv-radius-pill);color:var(--sv-text-muted);cursor:pointer;font-size:var(--sv-text-sm);font-weight:500;min-height:32px;padding:0 12px;transition:all var(--sv-speed) var(--sv-ease)}.sv-calc-chip:hover{border-color:#efbf0499;color:var(--sv-text)}.sv-calc-chip.is-on{background:var(--sv-gold-soft);border-color:var(--sv-gold);color:var(--sv-text);font-weight:600}.sv-calc-chip:focus-visible{outline:2px solid var(--sv-yellow-500);outline-offset:2px}.sv-calc-tools{border-top:1px solid var(--sv-border);display:flex;flex-wrap:wrap;gap:8px;padding-top:16px}.sv-calc-tool{align-items:center;background:var(--sv-surface);border:1px solid var(--sv-border);border-radius:var(--sv-radius-md);color:var(--sv-text);cursor:pointer;display:inline-flex;font-size:var(--sv-text-sm);font-weight:500;gap:6px;min-height:40px;padding:0 12px}.sv-calc-tool:hover{border-color:#efbf0499}.sv-calc-tool.is-on{background:var(--sv-gold-soft);border-color:var(--sv-gold)}.sv-calc-tool svg{color:var(--sv-gold-deep)}.sv-calc-tool:focus-visible{outline:2px solid var(--sv-yellow-500);outline-offset:2px}.sv-calc-save{grid-gap:6px;display:grid;gap:6px}.sv-calc-save__btn{align-items:center;display:inline-flex;font-weight:700;gap:8px;justify-content:center;min-height:48px;text-decoration:none;width:100%}.sv-calc-save__msg{color:var(--sv-text-muted);font-size:var(--sv-text-sm);margin:0;text-align:center}.sv-calc-results{grid-gap:16px;display:grid;gap:16px;min-width:0}.sv-calc-hero{grid-gap:8px;background:radial-gradient(90% 90% at 100% 0,#efbf044d,#efbf0400 60%),var(--sv-black-500);border-radius:var(--sv-radius-xl);box-shadow:0 30px 60px -36px #121212d9;color:var(--sv-offwhite-500);display:grid;gap:8px;overflow:hidden;padding:24px 22px;position:relative;scroll-margin-top:84px}.sv-calc-hero__label{color:var(--sv-yellow-300);font-size:var(--sv-text-sm);font-weight:600;letter-spacing:.06em;text-transform:uppercase}.sv-calc-hero__value{font-feature-settings:"tnum";color:var(--sv-white);font-size:var(--sv-text-h1);font-variant-numeric:tabular-nums;font-weight:700;letter-spacing:-.02em;line-height:1.05}.sv-calc-hero__verdict{color:var(--sv-grey-100);font-size:var(--sv-text-md);line-height:1.6;margin:0;max-width:60ch}.sv-calc-hero__delta{background:#f6f8fa1a;border:1px solid #f6f8fa33;border-radius:var(--sv-radius-pill);color:var(--sv-white);font-size:var(--sv-text-sm);font-weight:600;justify-self:start;padding:4px 12px}.sv-calc-hero__delta.is-up{border-color:#efbf0499;color:var(--sv-yellow-300)}.sv-calc-stats{grid-gap:8px;display:grid;gap:8px;grid-template-columns:repeat(3,minmax(0,1fr));list-style:none;margin:8px 0 0;padding:0}.sv-calc-stats li{grid-gap:2px;background:#f6f8fa0f;border:1px solid #f6f8fa1f;border-radius:var(--sv-radius-md);display:grid;gap:2px;min-width:0;padding:10px 12px}.sv-calc-stats small{color:var(--sv-grey-100);font-size:var(--sv-text-sm)}.sv-calc-stats b{font-feature-settings:"tnum";color:var(--sv-white);font-size:var(--sv-text-md);font-variant-numeric:tabular-nums;font-weight:700;overflow-wrap:anywhere}.sv-calc-stats li.is-gold b{color:var(--sv-yellow-300)}.sv-calc-insights{grid-gap:12px;display:grid;gap:12px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}.sv-calc-insight{grid-gap:12px;animation:svCalcIn .5s cubic-bezier(.16,1,.3,1) both;background:var(--sv-surface);border:1px solid var(--sv-border);border-radius:var(--sv-radius-lg);display:grid;gap:12px;grid-template-columns:36px minmax(0,1fr);padding:14px}.sv-calc-insight__icon{background:var(--sv-gold-soft);border-radius:var(--sv-radius-md);color:var(--sv-gold-deep);display:grid;height:36px;place-items:center;width:36px}.sv-calc-insight__title{color:var(--sv-text);font-size:var(--sv-text-md);font-weight:600;line-height:1.35;margin:0 0 4px}.sv-calc-insight p{color:var(--sv-text-muted);font-size:var(--sv-text-sm);line-height:1.5;margin:0}.sv-calc-insight__act{align-items:center;background:none;border:0;color:var(--sv-gold-deep);cursor:pointer;display:inline-flex;font-size:var(--sv-text-sm);font-weight:600;gap:4px;margin-top:6px;min-height:36px;padding:0;text-decoration:none}.sv-calc-insight__act:hover{color:var(--sv-gold-deep);text-decoration:underline}@keyframes svCalcIn{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}.sv-calc-chart{padding:16px}.sv-calc-chart__head{align-items:center;display:flex;flex-wrap:wrap;gap:12px;justify-content:space-between;margin-bottom:8px}.sv-calc-chart__head h3{color:var(--sv-text);font-size:var(--sv-text-md);font-weight:600;margin:0}.sv-calc-legend{color:var(--sv-text-muted);display:flex;flex-wrap:wrap;font-size:var(--sv-text-sm);gap:4px 12px}.sv-calc-legend span{align-items:center;display:inline-flex;gap:6px}.sv-calc-legend i{border-radius:3px;display:inline-block;height:12px;width:12px}.sv-calc-legend .is-interest,.sv-calc-legend .is-invested{background:var(--sv-text-muted);opacity:.5}.sv-calc-legend .is-growth,.sv-calc-legend .is-principal{background:var(--sv-gold)}.sv-calc-legend .is-line,.sv-calc-legend .is-pinned{border-radius:0;border-top:2px dashed var(--sv-text);height:0}.sv-calc-legend .is-line{border-top-style:solid}.sv-calc-chart__box{height:280px;width:100%}.sv-calc-tip{grid-gap:2px;background:var(--sv-surface);border:1px solid var(--sv-border);border-radius:var(--sv-radius-md);box-shadow:var(--sv-shadow-card);color:var(--sv-text-muted);display:grid;font-size:var(--sv-text-sm);gap:2px;padding:10px 12px}.sv-calc-tip strong{color:var(--sv-text);font-size:var(--sv-text-sm)}.sv-calc-tip b{font-feature-settings:"tnum";color:var(--sv-text);font-variant-numeric:tabular-nums}.sv-calc-table{padding:8px 16px}.sv-calc-table__head{align-items:center;display:flex;gap:12px;justify-content:space-between}.sv-calc-table__toggle{align-items:center;background:none;border:0;color:var(--sv-text);cursor:pointer;display:inline-flex;font-size:var(--sv-text-md);font-weight:600;gap:8px;min-height:44px;padding:0}.sv-calc-table__toggle svg{color:var(--sv-gold-deep);transition:transform var(--sv-speed) var(--sv-ease)}.sv-calc-table__toggle svg.is-open{transform:rotate(180deg)}.sv-calc-table__scroll{margin:4px 0 8px;max-height:360px;overflow:auto}.sv-calc-table table{font-feature-settings:"tnum";border-collapse:collapse;font-size:var(--sv-text-sm);font-variant-numeric:tabular-nums;width:100%}.sv-calc-table th{background:var(--sv-surface-2);color:var(--sv-text-muted);font-weight:600;padding:8px 10px;position:-webkit-sticky;position:sticky;text-align:right;top:0}.sv-calc-table td:first-child,.sv-calc-table th:first-child{text-align:left}.sv-calc-table td{border-top:1px solid var(--sv-border);color:var(--sv-text);padding:8px 10px;text-align:right}.sv-calc-sticky{align-items:center;animation:svCalcIn .35s cubic-bezier(.16,1,.3,1) both;background:var(--sv-black-500);border:1px solid #efbf0466;border-radius:var(--sv-radius-lg);bottom:calc(88px + env(safe-area-inset-bottom));box-shadow:0 18px 40px -16px #121212b3;color:var(--sv-white);cursor:pointer;display:flex;gap:12px;justify-content:space-between;left:12px;min-height:56px;padding:8px 16px;position:fixed;right:12px;z-index:1040}.sv-calc-sticky>span:first-child{display:grid;text-align:left}.sv-calc-sticky small{color:var(--sv-grey-100);font-size:var(--sv-text-sm)}.sv-calc-sticky b{font-feature-settings:"tnum";font-size:var(--sv-text-lg);font-variant-numeric:tabular-nums;font-weight:700}.sv-calc-sticky__go{align-items:center;color:var(--sv-yellow-300);display:inline-flex;font-size:var(--sv-text-sm);font-weight:600;gap:4px}@media (min-width:992px){.sv-calc-sticky{display:none}}@media (max-width:520px){.sv-calc-inputs{padding:16px}.sv-calc-hero{padding:20px 16px}.sv-calc-stats{grid-template-columns:minmax(0,1fr)}.sv-calc-stats li{align-items:baseline;grid-template-columns:minmax(0,1fr) auto}.sv-calc-field__input{width:8ch}.sv-calc-field__box.is-money .sv-calc-field__input{width:10ch}}@media (prefers-reduced-motion:reduce){.sv-calc-insight,.sv-calc-sticky{animation:none}.sv-calc-chip,.sv-calc-range::-webkit-slider-thumb,.sv-calc-table__toggle svg,.sv-calcnav__link{-webkit-transition:none;transition:none}}@media (max-width:575.98px),(pointer:coarse){.sv-calc-chip{padding:0 14px}.sv-calc-chip,.sv-calc-insight__act,.sv-calc-tool{min-height:44px}}